Plaintiffs (insured) seek a declaration that the defendant (insurer) is liable to indemnity them under fire policy and consequential loss policy

Defendant counterclaim for a declaration that the policies are forfeited and for refund of the interim payments — Whether the defendant’s repudiation of the policies is valid — Whether the plaintiffs have submitted exaggerated of fraudulent claims — Whether the plaintiffs have failed to disclose material facts and provide relevant documents in relation to their claims — Whether the plaintiffs are in breach of the terms and conditions of the policies. 4 cases