CIMB ISLAMIC BANK BERHAD v 1. ) ZAINUL AZIZAN BIN ZAINUL AZIZ 2. ) NOOR HANIS BINTI ZAINUL AZIZAN
Catchwords
Land law – Charge – Order for sale – “Cause to the contrary” under s. 256(3) of National Land Code – Restrictive interpretation – Whether defects in statutory notice constitute cause to the contrary – Shariah compliance – Effect of non-compliance on contract enforceability – Section 281 Islamic Financial Services Act 2013 – Whether Shariah breach constitutes “cause to the contrary” – Undue influence – Unconscionable bargain – Allegation of signing documents at home without independent advice – Whether sufficient evidence to establish equitable defence – Rules of Court 2012; O.7 & O.83 – National Land Code 1965; ss. 241, 254, 256(3), 257 & 340 – Islamic Financial Services Act 2013; ss. 28 & 281 – Contracts Act 1950; s.16 – Federal Constitution; item 7(j) of the Federal List in the Ninth Schedule. Banking law – Islamic finance – Bai' Bithaman Ajil (BBA) facility – Default – Ibra' (rebate) – Whether ibra' deductible in computation of debt upon default by bank – Distinction between early settlement by customer and termination upon default - Conclusive evidence clauses – Whether “manifest error” shown Evidence – Estoppel – Conduct of parties – Withdrawal of security deposit (GIA-i) by chargor – Subsequent challenge to computation for not crediting deposit – Whether estopped
Practice Areas
Judges (1)
Judgment
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Read on eJudgmentSource: eJudgment (wa-24mfc-657-07-2025)