DR GANESAN A/L PERIASAMY v GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD

wa-22ncc-447-10-2021 High Court (Mahkamah Tinggi) 6 July 2025 • WA-22NCC-447-10/2021

Catchwords

Insurance Contract - Financial Services Act 2013 Schedule 9 - Pre-contractual duty of disclosure - Material non-disclosure - Deliberate and reckless misrepresentation - Left ventricular hypertrophy - Echocardiogram findings - Medical practitioner insurance proposer/applicant - Statutory presumption paragraph 7(8) - Underwriting decision - Policy voidance - Waiting Period exclusion clause - Signs and symptoms during exclusion period - Lymphadenopathy radiological findings - CT Urography report - Document tampering - Altered dates - Breach of utmost good faith - Fraudulent claim - Estoppel and waiver arguments - Expert medical testimony - Unrebutted evidence

Practice Areas

Insurance Contract

Judges (1)

Wan Muhammad Amin bin Wan Yahya Delivered

Parties (2)

GREAT EASTERN LIFE ASSURANCE BERHAD Defendant Dr Ganesan a/l Periasamy Plaintiff

Case Significance

DR GANESAN A/L PERIASAMY v GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD is a High Court (Mahkamah Tinggi) decision dated July 6, 2025 (citation: wa-22ncc-447-10-2021). The case was decided by Wan Muhammad Amin bin Wan Yahya.

What was the outcome of DR GANESAN A/L PERIASAMY v GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD?

DR GANESAN A/L PERIASAMY v GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD is a High Court decision dated July 6, 2025. The case was heard by Wan Muhammad Amin bin Wan Yahya. See the full judgment for details.