SUPRAMANIAM A/L SINNASAMY v 1. ) THE PACIFIC INSURANCE BERHAD 2. ) MSM FOOD INDUSTRIES SDN. BHD. 3. ) Anbudevan A/l Arolnathan

w-02ncca-2116-12-2023 Court of Appeal (Mahkamah Rayuan) 12 January 2026 • W-02(NCC)(A)-2116-12/2023 • 2 min read

Catchwords

Insurance, Motor insurance, Commercial vehicle policy, Road Transport Act 1987, sections 91(1)(b) proviso (aa), 91(3) and 96 (3), "one-policy-two covers principle", statutory exemption, contractual excalusion, scope and limit.

Practice Areas

Insurance, Motor insurance, Commercial vehicle policy, Road Transport Act 1987, sections 91(1)(b) proviso (aa), 91(3) and 96 (3), "one-policy-two covers principle", statutory exemption, contractual excalusion, scope and limit.

Judges (3)

Azhahari Kamal bin Ramli Coram Faizah binti Jamaludin Delivered Mohd Nazlan bin Mohd Ghazali Coram

Parties (4)

MSM FOOD INDUSTRIES Sdn Bhd Respondent THE PACIFIC INSURANCE BERHAD Respondent Anbudevan a/l Arolnathan Respondent Supramaniam a/l Sinnasamy Appellant

Case Significance

SUPRAMANIAM A/L SINNASAMY v 1. ) THE PACIFIC INSURANCE BERHAD 2. ) MSM FOOD I... is a Court of Appeal (Mahkamah Rayuan) decision dated January 12, 2026 (citation: w-02ncca-2116-12-2023). The panel comprised Azhahari Kamal bin Ramli, Faizah binti Jamaludin and Mohd Nazlan bin Mohd Ghazali, with Faizah binti Jamaludin delivering the judgment.

What was the outcome of SUPRAMANIAM A/L SINNASAMY v 1. ) THE PACIFIC INSURANCE BERHAD 2. ) MSM FOOD I...?

SUPRAMANIAM A/L SINNASAMY v 1. ) THE PACIFIC INSURANCE BERHAD 2. ) MSM FOOD I... is a Court of Appeal decision dated January 12, 2026. The case was heard by Azhahari Kamal bin Ramli. See the full judgment for details.